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Car Insurance Buxton, Maine


Buxton is a town situated in York County, Maine, United States. Buxton includes the villages of Chicopee, Salmon Falls/Tory Hill, Bar Mills, Buxton Center, and West Buxton. The population is put at 8, 034 at the 2010 census.

Whether you drive a 1967 Pontiac or a brand new Porsche, as a car owner in Buxton, Maine, you’re required by law to have auto insurance.

Auto insurance protects you from monetary loss, even your business, in regards to your motor vehicle. Financial loss can take place for a number of reasons, and a car insurance policy can cover your losses in different ways.

While this may seem like common sense to you, surprisingly, many people in Buxton spend days and weeks shopping for the right car, without due consideration given to the cost of coverage. Stay away from vehicles that are sporty with powerful V8 engines. This means Porsche, Corvette's and other high-performance cars. You might be shocked that boring cars like Honda Accord usually make the list of stolen cars every year.

To this end, you pay about 20% more for insuring one of these cars that thieves target yearly. With a lightly used car like a Subaru Forester, you’re bound to have a super safe ride with  a cheap insurance to go with.

A good day in Buxton can turn into a wild one with a road accident, but it doesn’t have to ruin your life. You pay for car insurance not only to comply with the law, but to also protect your assets. If you drive a car, you must have a car insurance policy. There are different types of auto coverage in Buxton; you can go for the one that best fit after considering a car insurance quote from any of the companies you fancy.

Auto Insurance Coverage in Buxton, Maine


There are several reasons why car insurance is important. Consider a scenario where someone uncontrolled driving causes the death of a pedestrian or brings damage to someone else's property. If the driver is unable to pay for the damage and if the vehicle is not insured, he will be in big trouble.

In addition, physical damages and casualties with third parties are generally accompanied by extensive legal procedures to find the perpetrator, which is also very expensive. You are covered for all these expenses if you have a car insurance policy.

Aside from basic insurance coverage, insurance providers offer various optional add-ons. It is important to go for the one that’s right for you. For example, if there is a medical expense allowance or hospital cover, check that you have medical insurance that already covers it.
There are certain accidents that your car insurance policy may not cover.  

Under liability insurance, your auto inside policy will not cover:

  • Injury to the driver
  • Damage to the attached vehicle
  • Damage that arose at the time the vehicle was rented, unless it can be shown that the damage is the result of an event that is in accordance with the car insurance.
  •  Damage to the items that belongs to the driver, policyholder, anyone mentioned in the car insurance policy.


Collision cover usually protects your vehicle against damage caused by an accident with another vehicle, car flipping over, potholes, etc. Collision coverage is responsible for the repairs done to your vehicle, or if your vehicle was damaged during the accident, it will refund you for the value of the car while subtracting deductible and in many cases, other costs.

Terms and Conditions of Auto Insurance in ME

The time for an actual insurance claim proves to be the true test of an insurance provider. If you want to know whether a company will fulfill their claim promises,  start by looking at the company's previous records of claim handling.

The brand and model of your car also affect the type of car insurance you get. If you have a brand new car, or if you buy a luxury car, you have better coverage for damage. But you have to pay more for the premium because it may cost more money to repair the damage to your car. This is different if you buy a used car with a lot of mileage.

If you do not have too much experience with cars, you can be in the high-risk category for the car insurance company, as you are most likely to have accidents on the road. So you’ll  have to pay more premium costs, but in return, you’ll get a better coverage for possible damage. If you are already an experienced driver, you fall into the low-risk category and you’ll pay lower insurance costs since you may file for claims less often.

Get as much information as you can about car insurance in Buxton, Maine, and be in the good books of the law. Your car deserves all the best treatment it can get; Never compromise!



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