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Driving with shoes on can help qualify you for Cheap Car Insurance by giving you a "safer driver" discount.

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Tip for safer driving

Its easier to get Cheap Car Insurance with a clean driving record.and safe vehicle 

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Maine Motor Vehicle Insurance

If you live in the state of Maine you must have a the state minumum limits of auto insurance before you drive.

Maine Auto Insurance Prerequisites


If you live in Maine and your car is registered in Maine you must hold:

Liability insurance$50,000 / $100,000 total 

Medical $2,000 


Property Damage $25,000

Uninsured/Underinsured motorist coverage This type of policy will help protect you if you're in an accident and the other driver does not have insurance on there vehicle, or if you were in an accident while somebody performed a hit and run. UMC is when the accident was the fault of someone else, and their liability limits will not cover the damage or medical expenses. UM also covers the expenses of your passengers that were injured while in a accident. 


UMC limits must be the same as your liability limits. There are ways were you can request a lower limit, in this case please contact your agent and ask them to inform you on how to do so. Although if you ask to get UMC, please remember that you need the state minimum limits ; $50,000/$100,000


Maine is a an At Fault insurance state. 

Maine follows an at fault system in determining how an not at fault party can be made whole again. That means if the driver was at fault, then they are financially liable. In return the person that was not at fault can seek compensation in a few different ways. Drivers can:

File a claim under their own auto insurance policy

File a lawsuit for personal injury 
File a claim 


For more information on Maines auto law requirements from the government brochure please click here.




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Saving Money Tip

While shopping around for Cheap car Insurance ask your Agent if there is an app or device that tracks safe driving

Car Insurance in Maine

Do you need to know more about Maine and how to get cheap car insurance? Did you know that Bath Maine is known as the city of ships. Bath Iron works is one of the states leaders in employement.


Also, We all know winter is coming. Its that time to have your bike stored away, A  Cheap car Insurance policy can help protect you and your motorcycle. Our friendly Cheap Car Insurance Agent would be happy to help. 


Cheap Car Insurance Maine strives to inform you on what auto policy fits your needs the most. Do you need PIP? PIP stands for personal injury protection or personal insurance protection. It is an add on line of insurance. Call Cheap Car Insurance for the best insurance quote for every circumstance.


Your auto policy can have six coverages. Liability insurance, Medical payments, Property Damage, Personal Injury Protection, Comprehensive, and Collision. Have one of Cheap Car Insurance Agents help explain the difference and/or click on informational links at the bottom of the screen for more info. 


Additionally Cheap Car insurance will provide coverage you can rely on, your policy will come with the support of an agent willing to answer all your questions. Your Cheap Car insurance knows all the special needs you may have includings, Cheap SR22 Insurance, Liability Car Insurance, Teen Drivers Insurance, How to Avoid Car Accidents, and the Best Insurance companies to place you with. Call today!

Insurance Services

Call now to get a Quote: 
1-207-613-2415

​Open 24 Hours!!!

Auto Insurance Law Maine

Call now to get a Quote: 
1-207-613-2415

​Open 24 Hours!!!