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Tip for safer driving

Its easier to get Cheap Car Insurance with a clean driving record.and safe vehicle 

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Call now to get a Quote: 
​1-207-613-2415

​Open 24 Hours!!!

Call now to get a Quote: 
​1-207-613-2415

​Open 24 Hours!!!

Maine Auto Insurance

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Maine Auto Insurance

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Did you know?

Driving with shoes on can help qualify you for Cheap Car Insurance by giving you a "safer driver" discount.

Saving Money Tip

While shopping around for Cheap car Insurance ask your Agent if there is an app or device that tracks safe driving

Car Insurance in Maine

Do you need to know more about Maine and how to get cheap car insurance? Did you know that Bath Maine is known as the city of ships. Bath Iron works is one of the states leaders in employement.


Also, We all know winter is coming. Its that time to have your bike stored away, A  Cheap car Insurance policy can help protect you and your motorcycle. Our friendly Cheap Car Insurance Agent would be happy to help. 


Cheap Car Insurance Maine strives to inform you on what auto policy fits your needs the most. Do you need PIP? PIP stands for personal injury protection or personal insurance protection. It is an add on line of insurance. Call Cheap Car Insurance for the best insurance quote for every circumstance.


Your auto policy can have six coverages. Liability insurance, Medical payments, Property Damage, Personal Injury Protection, Comprehensive, and Collision. Have one of Cheap Car Insurance Agents help explain the difference and/or click on informational links at the bottom of the screen for more info. 


Additionally Cheap Car insurance will provide coverage you can rely on, your policy will come with the support of an agent willing to answer all your questions. Your Cheap Car insurance knows all the special needs you may have includings, Cheap SR22 Insurance, Liability Car Insurance, Teen Drivers Insurance, How to Avoid Car Accidents, and the Best Insurance companies to place you with. Call today!

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Maine Auto Insurance Requirements

If you register a vehicle in Maine you will need to provide proof of state minimum insurance coverage. The Maine Bureau of Insurance mandates the coverages. 


Here is a list of the State of Maine Minimum coverage limits

Liability insurance $50,000 / $100,000 total 

Medical coverage $2,000 minimum coverage

Property Damage $25,000


Personal Injury ProtectionOptional

Comprehensive Optional

Collision Optional


What if I get caught without insurance?


A  $500 fine and 30 day suspension of driving privileges could be possible. The state of maine can also suspend your licensce and vehicle registration. Your insurance will continue to be suspended until you can provide proof of insurance. 

What determines my premium for car insurance in Maine?

Cheap Car Insurance Maine can give you a quote over the phone. in under 15 minutes in most cases. They need to get some information from you such as Name, Date of Birth, Driving record and in some cases credit check. 


Factors that will impact insurance rates in Maine:

- how many accidents you have been in
- how many claims you have had
- has your car ever been reported stolen?

- credit

- listed drivers

- how many driving offenses you have

- do you need to file an sr22

- neighborhood

- how far you drive daily

- do you drive to work or do you drive for pleasure?


The average auto insurance premium for people that live in Maine just under $600, which ranks Maine at number two for cheapest average premium throughout the country.


For Tips for Obtaining Cheap Car Insurance in Maine please click here


Who drives in the state of Maine?


Maine is pretty large if you look at square mileage, but if you look at population compared to other states, not so much. Maines most recent  2015 census stated that the population is 1,329,328 according to wikipedia. The Federal Highway Administration did a study that approximately 1,015,000 were licensed to drive in the state of Maine. Men came in at just above 500,000 drivers while women were just above 510,000 drivers.

Car Insurance Companies will not base your premium on gender. However, age is a different story. Young drivers equal higher premiums. In Maine as of late 2012 just over 40,000 drivers were 19 and below.  Ages 50 to 54 came in with a total of 106,894 licensed drivers.