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PIP Car Insurance Maine

PIP Car Insurance Maine

Call now to get a Quote: 
​1-207-613-2415

​Open 24 Hours!!!

Call now to get a Quote: 
​1-207-613-2415

​Open 24 Hours!!!

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Driving with shoes on can help qualify you for Cheap Car Insurance by giving you a "safer driver" discount.

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While shopping around for Cheap car Insurance ask your Agent if there is an app or device that tracks safe driving

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Its easier to get Cheap Car Insurance with a clean driving record.and safe vehicle 

Car Insurance in Maine

Do you need to know more about Maine and how to get cheap car insurance? Did you know that Bath Maine is known as the city of ships. Bath Iron works is one of the states leaders in employement.


Also, We all know winter is coming. Its that time to have your bike stored away, A  Cheap car Insurance policy can help protect you and your motorcycle. Our friendly Cheap Car Insurance Agent would be happy to help. 


Cheap Car Insurance Maine strives to inform you on what auto policy fits your needs the most. Do you need PIP? PIP stands for personal injury protection or personal insurance protection. It is an add on line of insurance. Call Cheap Car Insurance for the best insurance quote for every circumstance.


Your auto policy can have six coverages. Liability insurance, Medical payments, Property Damage, Personal Injury Protection, Comprehensive, and Collision. Have one of Cheap Car Insurance Agents help explain the difference and/or click on informational links at the bottom of the screen for more info. 


Additionally Cheap Car insurance will provide coverage you can rely on, your policy will come with the support of an agent willing to answer all your questions. Your Cheap Car insurance knows all the special needs you may have includings, Cheap SR22 Insurance, Liability Car Insurance, Teen Drivers Insurance, How to Avoid Car Accidents, and the Best Insurance companies to place you with. Call today!

PIP stands for personal injury protection or personal insurance protection. It is an add on line of insurance.


PIP will cover


- Medical expenses

- Lost wages

- Transportation to medical appointments

- Property repairs 

- Service replacement of someone injured in a covered car accident
- Rehabilitation costs
- Funeral costs 


Cheap Car Insurance Maine recommends that you contact your agent to learn exactly what is covered under a PIP.


If you have PIP insurance you can get benefits even if the accident was your fault.  

PIP insurance is mandatory in the following states:


- Pennsylvania

- Utah

- New Jersey

- New York

- Florida

- The District of Columbia

- Massachusetts

- Michigan

- Minnesota

- Kentucky

- North Dakota

- Hawaii

- Kansas


If PIP iѕ nоt mаndаtоrу in уоur ѕtаtе, there is still reason to purchase PIP. If you were to get in an accident the PIP will pay up to 100% depending on your coverage minus deductibles. 

How PIP differs from medical payments coverage

PIP insurance and medical payments coverage are very similar. However there is an important difference. They both pay for medical payments .  Medical payment coverage will pay for your medical costs along with your passengers even if you are at fault. But, doesn't cover lost wages, funeral costs, rehabilitation costs, and services that you may not be able to do as a result from the accident.  


When you personal injury рrоtесtiоn, Cheap Car Insurance Maine recommends that you look at your current policy and see if adding PIP is necessary. There may be duplicate coverage.  An existing health insurance coverage may already take car of something that a PIP is offering to insure. If that is the case then there is no point in mirroring coverage. How you drive can also play a role in having personal injury protection or not. Do you have passengers regularly? It would be necessary if you wanted to cover your passengers medical expenses as well as your own in the event of an accident. If they have there own health insurance then it might not be necessary to purchase PIP.  Maybe they are not adequetely protected. In this case any раѕѕеngеr riding in your car is your responsibility.